Retirement Income Plans
You're always the right age to think about retirement
Features
FEATURES OF A LIVING ANNUITY
A living annuity is an investment plan designed to give you a regular income throughout your retirement, tailored to meet your individual retirement income needs. The different sources of money that you can use to invest in a living annuity are pension funds, provident funds, preservation funds, retirement annuities or transfers from other living annuities.
- You need at least R75 000 to invest in our Living Annuity.
- You can withdraw an income of between 2.5% to 17.5% of your total investment value a year.
- You need to manage your investment so that it lasts throughout your retirement.
- You can leave your remaining investment value to your beneficiaries when you die.
- All investment growth on the investment funds you choose is tax free but your income will be taxed.
We make healthy investment and lifestyle choices even more rewarding
With our Living Annuity, you choose the income you want to receive. We reward your positive behaviours with boosts that increase the income you receive from your Living Annuity. You can get boosts of up to 50% to your retirement income, for life, simply for living well and withdrawing your retirement income wisely.
01
As people are living longer, retirement savings need to last longer too. Withdraw only what you need and keep the rest invested so that you have enough money to last throughout your retirement
Get rewarded with up to 12.5% more retirement income for life, for simply withdrawing wisely.
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Managing your health and wellness allows you to enjoy your golden years and avoid costs associated with ill health
Get rewarded with up to 50% more retirement income for life, for simply managing your health and withdrawing wisely.
Get peace of mind from knowing your monthly income with our Fixed Annuity
A fixed annuity gives you peace of mind because you know what your income will be in retirement and you'll receive an income for the rest of your life. You can buy our Fixed Annuity using anything from two thirds of the benefit up to the full amount that you receive from your pension fund, provident fund or retirement annuity when you retire.
Get a boost of up to 100% and double your income in retirement with the Living Annuity boost for neurological conditions.
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