More Health Cover

Protecting you and your family

Gap Cover

CORE

From as little as R143* a month, you get financial protection from life changing events.

01

Provides cover of up to 250% of the medical scheme rate

02

Up to R 7,500 extra gap cover for approved specialist claims in-hospital, filling the shortfalls that remain

03

Up to R75,000 yearly for approved cancer-related claims after hitting your medical scheme’s oncology threshold


An overall annual limit of R198 000 applies to each person

COMPREHENSIVE

From as little as R223* a month, you get financial protection from life changing events.

01

Provides additional cover of up to 500% of the medical scheme rate

02

Up to R15,000 extra gap cover for approved specialist claims in-hospital, filling the shortfalls that remain

03

Up to R100,000 yearly for approved cancer-related claims after hitting your medical scheme’s oncology threshold

04

Cover for co-payments and deductibles that apply to MRI and CT scans out-of-hospital, and for endoscopies performed in-hospital.

05

Cover for shortfalls on approved emergency medical claims incurred while you travel outside of South Africa.

06

Covers shortfalls where certain third-trimester maternity claims are higher than the amount covered by your medical scheme’s maternity benefi


An overall annual limit of R198 000 applies to each person
Premiums are based on the individual's circumstances and is in line with short-term insurance pricing principles. There are certain requirements on application and waiting periods may apply based on the health plan at the time of activating the cover. this Gap cover is available to members of Discovery Health Medical Scheme excluding members on KeyCare plans. Discovery Gap Cover is a non-life insurance policy, underwritten by Discovery Insure Ltd, registration number 2009/011882/06, a licensed insurer and an authorised financial services provider in partnership with Worldwide Wealth FSP - Licence no 15860. This is not a medical scheme and the cover is not the same as that of a medical scheme. This policy is not a substitute for medical scheme membership

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